Chapter 13 Bankruptcy

Chapter 13 is considered a reorganization of your debt, one step removed from debt consolidation. Your bankruptcy attorney helps you devise a plan that will help your creditors agree to give you a chance to catch up on past payments while you keep key assets like your home and car. Your income and expenses are taken into consideration to create a repayment plan of up to 3-5 years.

Falling behind on your bills can be nerve-wracking. Even a temporary dip in income can mean that something major gets left behind. Even though you may feel like you're drowning, you may not be ready for bankruptcy.

Ignoring your debts may increase your financial problem. Call David Weston, Attorney At Law to schedule an appointment with attorney David Weston.